Send money in 10 seconds to any Nigerian bank, spend worldwide with Virtual USD Cards (Apple Pay & Google Wallet ready), fund your wallet with dedicated PalmPay virtual accounts, and earn 2% instant airtime cashback.
Built from the ground up for Nigerian consumers, merchants, and agents. Everything works seamlessly in one powerful app.
Cheapest SME, Gifting, and Corporate data bundles in Nigeria for MTN, Airtel, Glo, and 9mobile with instant automated delivery. Powered by multi-switch failover routing so orders never get stuck.
Instant VTU airtime recharge for MTN, Airtel, Glo, and 9mobile. Every single recharge deposits an automatic 2% instant cashback directly back into your main wallet balance.
Get your permanent PalmPay and Monnify virtual account upon registration. Transfer from any bank app (GTBank, Access, Kuda, Zenith, OPay) for sub-2-second automated wallet crediting.
Send and receive money instantly between VeePay users using custom @veetag usernames. Zero transfer charges, zero bank delays, and instant receipt notifications.
Purchase electricity units for IKEDC, EKEDC, AEDC, IBEDC, PHED, EEDC, KEDCO, KAEDCO, JED, and more. 20-digit meter tokens are displayed with 1-tap copy and sent via SMS immediately.
Renew DStv, GOtv, StarTimes, and Showmax packages with live customer name verification to ensure you never pay the wrong account, plus instant automated signal reconnection.
Create international USD Visa & Mastercard in 30 seconds. Fund directly in Naira and spend online on Amazon, Netflix, Apple, Spotify, TikTok & Facebook Ads, or tap to pay in physical stores worldwide.
Invite friends, family, and colleagues to VeePay using your referral link or code. Earn ₦1,000 cash bonus directly into your balance once they register and verify their BVN.
Generate wholesale bulk e-PIN vouchers for MTN, Airtel, Glo, and 9mobile with your custom business name printed on ready-to-print PDF sheets to sell offline vouchers for retail profit.
Instant token generation for WAEC result checker PINs, NECO scratchcards, and JAMB registration tokens with immediate on-screen display and automated SMS delivery.
High-speed digital roaming data for international business and leisure travel across 150+ countries. Download digital eSIM data profiles straight to your phone with zero roaming fees.
Send money to any commercial bank, Microfinance bank, or digital wallet in Nigeria with live name verification, sub-30-second settlement, and downloadable PDF receipts.
Buy and sell USDT, Bitcoin (BTC), and Ethereum (ETH) with direct automated Naira bank settlement and zero peer-to-peer (P2P) disputes, chargebacks, or account freeze risks.
Discover products from verified Nigerian merchants or open your own online shop. Automated escrow protection holds funds safely until the buyer confirms safe delivery.
Turn your retail shop or kiosk into a community financial point. Process cash deposits, withdrawals, and utility bills for neighbors with high tiered commissions and instant cashout.
Protect every transaction with hardware Face ID, fingerprint authentication, and a secret 4-digit PIN. Tiered BVN and NIN verification keeps accounts fully secure.
Say goodbye to Nigerian card spending limits. Issue your virtual USD card in 30 seconds, fund directly in Naira, and tap to pay at physical POS terminals across supermarkets, restaurants, and airports globally.
The ultimate global payment companion. Tokenized directly into Apple Wallet (iPhone & Apple Watch) and Google Wallet (Android & WearOS) for contactless tap-to-pay at physical stores worldwide.
The cost-effective card built specifically for online checkout, digital software, and recurring subscriptions. Never experience international payment declines on foreign websites again.
Follow these 4 simple steps to set up your phone for instant tap-to-pay at any physical card reader worldwide.
Open the VeePay app, select Virtual Cards, choose Contactless Card, and fund it in Naira. Tap Reveal Details to view your 16-digit PAN, CVV, and expiry date.
Open Apple Wallet (iPhone/Watch) or Google Wallet (Android). Tap "+" → Debit or Credit Card → Enter Details Manually. Enter your VeePay card details and billing address.
Apple or Google will request a 6-digit verification code. VeePay instantly pushes your activation OTP via Push Notification and email. Type it in to finish enrollment.
Double-click your power button and tap your phone near any physical POS card reader in stores, transit gates, or supermarkets. Payment approves in 1 second — no physical plastic card and no phone internet needed!
Every transaction on VeePay is powered by multi-switch failover routing, sub-second event webhooks, and tiered compliance engines designed to guarantee your funds and utilities deliver without failure.
VeePay connects dynamically to multiple tier-1 telco gateways (SMEPlug, Peyflex, HDKData, Flutterwave). If one telecommunication switch experiences downtime or latency, our routing engine automatically shifts traffic to active secondary routes within milliseconds so transactions never get stuck.
Dedicated PalmPay and Monnify virtual accounts operate via asynchronous, event-driven webhooks with cryptographic HMAC signature verification. When you transfer from any bank app, your wallet balance updates in under 2 seconds 24/7 without manual proof of payment.
Before any bank transfer or utility bill is processed, our system queries the NIBSS central directory and DISCO meter databases in real time to fetch the verified account or meter owner's legal name, completely preventing mistakes and misdirected payments.
Google Firebase Cloud Messaging (FCM HTTP v1) delivers sub-second push receipts for all credits, debits, and card activities. For prepaid electricity purchases, your meter token is immediately displayed on-screen and dispatched via SMS gateway.
Visa and Mastercard charge $0.50 whenever merchants repeatedly attempt to debit an empty card. VeePay's decline engine alerts you in real time, pauses recurring attempts on empty cards, and offers 1-tap card freeze to protect your wallet balance from drain.
Virtual USD cards are protected with 3D Secure dynamic OTPs for online checkout. Contactless cards use hardware-backed device account number (DAN) tokenization for tap-to-pay via Apple Pay and Google Wallet with biometric authentication.
Designed in strict compliance with Central Bank of Nigeria (CBN) regulations and Google Play Store Data Safety policies.
Granted immediately upon registration with your verified Nigerian phone number, email address, and full legal name.
Instant automated BVN & NIN biometric verification matching directly against official NIBSS and NIMC records.
Designed for merchants, retail agents, and high-volume users. Verified with valid government ID and proof of address.
From online sellers to community POS agents, VeePay provides institutional-grade financial tools to grow your daily income.
Open your digital shopfront in minutes. Sell electronics, fashion, beauty, gadgets, and digital services to thousands of active VeePay users with built-in buyer and seller protection.
Turn your retail shop or kiosk into a community bank. Provide cash deposits, instant bank transfers, and bill payments to neighbors and earn steady daily commissions.
Start your own profitable recharge card printing venture. Generate wholesale e-PINs for MTN, Airtel, Glo, and 9mobile and print branded paper vouchers with your business name.
Buy and sell USDT, Bitcoin (BTC), and Ethereum (ETH) with direct Naira bank settlement. Enjoy transparent pricing with zero peer-to-peer scams or frozen bank account risks.
Zero paperwork, instant automated setup.
Download the mobile app and register with your legal name, phone number, and email in less than a minute.
Transfer money from your existing bank app directly to your dedicated PalmPay virtual account instantly.
Perform interbank transfers, buy discounted data, and pay utilities with 1-tap biometric confirmation.
Designed in compliance with NDPR data protection and Google Play Store Data Safety standards.
All data in transit is encrypted using TLS 1.3 cryptographic standards.
Customer data is guarded under Nigerian Data Protection regulations.
24/7 automated transaction monitoring shields accounts from unauthorized access.
@username). You can transfer money instantly to any other user on VeePay simply by entering their tag or phone number. There are zero transfer fees, zero stamp duty deductions, and funds settle in less than 1 second with live push receipt confirmation.